Transparency and Accountability in a Safer Digital Economy.
eRESIBO is an ecosystem of transparency and accountability. It connects employers, government agencies, clinics and recipients through a shared journey—from what is promised or authorized to what is delivered, received and independently acknowledged.
Electronic receipts are one part of that ecosystem. Together with payment and delivery records, recipient acknowledgment, dispute handling and cross-referenced evidence, they help people understand what happened and help institutions account for the money, services and goods they provide.
Explore how eRESIBO works ↓Show the parties, reference, date, amount or items, and each step of the transaction. Separate an issued document from a settled payment or completed service.
Keep the issuer’s action separate from the recipient’s confirmation. A delivery claim alone does not become an acknowledgment of receipt.
Record partial payments, missing medicines and incomplete services. Keep discrepancies and responses visible without requiring a recipient to confirm more than they received.
Clear records support review and can help identify unsupported entries or ghost transactions. Their reliability depends on accurate information and appropriate authentication; a receipt alone does not guarantee fraud prevention.
TAP. TRANSACT. TRUST.See how eRESIBO connects institutions and recipients to make delivery visible, acknowledgment independent and unresolved issues accountable.
The problem Remote and contractual workers may receive a payslip without receiving their full pay. Employers and workers can disagree about what was sent or received.
How eRESIBO helps Record payslip delivery, payment settlement and employee acknowledgment separately. Show partial payments, outstanding balances and disputes.
Explore the payroll journey →The problem An assistance release record can leave uncertainty about whether the intended beneficiary actually received the funds.
How eRESIBO helps Connect the agency’s release record with the beneficiary’s independent acknowledgment, showing who actually received assistance, what they received and when. This gives government a clearer view of delivered benefits, outstanding assistance and information to support future budgets.
Explore the Ayuda journey →The problem A provider can record a consultation, X-ray or medicine dispensing without the patient confirming receipt. Missing medicines and unsupported entries can go unnoticed.
How eRESIBO helps Ask patients to authenticate and acknowledge only the services and medicine quantities they actually received. Keep incomplete delivery and reported issues open for review. Clinics can cross-reference patient acknowledgment with consultation, X-ray and medicine records to prepare supporting documents for government billing.
Explore the YAKAP journey →Transporting a large cash payroll exposes the person carrying it to robbery and puts workers’ wages at risk. Paying directly into workers’ accounts can remove the need for a payroll officer to carry the company’s cash from a bank to a construction site.
This is a practical risk-reduction benefit of account-to-account disbursement, not a guarantee that every digital transaction is safe.
On November 29, 2020, the Philippine Daily Inquirer reported that a construction firm’s engineer and her driver were robbed at gunpoint while traveling to a project site in San Ildefonso, Bulacan. The robbers took ₱800,000 intended for payroll, according to police.
Source: Inquirer · Engineer robbed of ₱800K payroll money in Bulacan →Another report, dated September 11, 2011, described a construction company employee carrying workers’ salaries in Tiaong, Quezon. Armed robbers stopped his tricycle and took ₱100,000 in payroll money.
Source: Inquirer · Robbers snatch ₱100,000 payroll money in Quezon →A digital payslip shows earnings, deductions and net pay. A separate payment record shows the amount credited. The worker’s acknowledgment then records what they confirm receiving. Keeping these separate helps both parties review unpaid balances and resolve discrepancies.
The Bangko Sentral ng Pilipinas’ National Retail Payment System framework promotes safe, efficient and reliable retail payments and enables people to receive and transfer funds between accounts. eRESIBO’s proposed journey complements payment records with recipient acknowledgment and a shared history.
Source: BSP · National Retail Payment System →Digital payroll still needs secure accounts, correct recipient details and confirmed settlement. A payslip alone does not prove payment, and eRESIBO acknowledgment does not waive a worker’s right to dispute errors.
eRESIBO aims to help ease the burden on DOLE’s dispute-resolution services by giving employers and workers a shared record of wages disbursed, amounts credited and amounts independently acknowledged as received. When a discrepancy appears, both parties can identify the pay period, deductions, partial payments and outstanding balance earlier.
DOLE Region VI reported that it settled 693 of 842 requests for assistance in 2025, facilitating ₱21.1 million in monetary benefits for 809 workers. Common concerns included final salary, 13th-month pay, overtime, minimum-wage underpayment and illegal deductions; construction was among the industries with the most requests.
Source: DOLE Region VI · ₱21.1M monetary claims released through SEnA →DOLE describes SEnA as a way to resolve labor issues before they grow into full disputes. Clear, accessible payroll evidence can support early clarification and give conciliators a more organized record when assistance is needed.
Source: DOLE · Nearly ₱2B monetary benefits facilitated for 30K workers through SEnA →Reducing avoidable disputes and helping decongest case handling is an intended benefit, not a measured outcome or a DOLE endorsement of eRESIBO. Receipt acknowledgment does not settle wage entitlements or prevent a worker from seeking DOLE assistance.
Getting started depends on how you use eRESIBO. Individuals join through PUSOPAY, while companies complete organizational onboarding and connect their payroll systems.
Individuals can join the eRESIBO ecosystem by registering with PUSOPAY. Through the partnership arrangement, PUSOPAY users are automatically enrolled in eRESIBO, without a separate eRESIBO registration.
Complete PUSOPAY’s registration and applicable account requirements to begin using the supported receipt and acknowledgment journeys.
Company onboarding is required before implementing eRESIBO. It establishes the organization’s payroll workflow, authorized users and operational requirements.
Integration with the company’s payroll portal is necessary to connect payslip issuance, wage disbursement records, employee acknowledgments and reconciliation.
For inquiries about costs, integration options and your organization’s requirements, tell us what you would like to connect.
Inquire about costs & integrations →Through a special arrangement with DigiCash Global and PUSOPAY, every PUSOPAY user is automatically enrolled in eRESIBO.
This connects PUSOPAY users to the eRESIBO ecosystem of transparency and accountability—bringing transaction records, receipt acknowledgment and shared evidence into their digital journey.
Additional use cases are planned for the eRESIBO ecosystem, extending transparency and accountability to more transactions, services and deliveries.
Their deployment is currently on hold due to regulatory delays. These use cases will be introduced as the relevant regulatory requirements are addressed and they are ready for deployment.
Planned use cases · Deployment on hold